Not in women's. Women's D3 golf is pretty bad after the top 4-6 schools. Only schools I would consider over a D1 would be Emory, Carnegie, Pomona Pitzer, George Fox, Wash U and Williams. After that there is a huge drop off in talent. D3 women's generally plays 5700 max.
Bottom line, you would choose D3 for the Academic route. Those schools I listed are top women's golf schools and top academic schools. The other part of this, if you are asking the question, they probably don't have a chance to play professionally. Pick the better academic school.